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Open the Focus tab to access the sound mixer. You'll see quick-start preset capsules at the top and a grid of 18 sounds below. A floating controller appears as soon as sounds start playing.

Tap any sound card to add it to your mix — Rain, Waves, Thunder, Forest, Campfire, and more. Tap it again to remove it, or press the X button on the controller to clear everything.

• Master (M): Controls overall playback volume.
• Sound (S): Controls an individual sound. Tap its icon in the controller first, then drag S.

Presets like Soft Rain, Thunderstorm, and Campfire instantly load a curated mix. You can keep adjusting volumes after applying one.

Use the layout toggle (top-right on the Focus page) to switch between Classic mode (card grid with per-sound sliders) and Minimal mode (compact chip list with a single master controller).

• SIP Calculator: Find mutual fund returns, required monthly investment, duration, or expected rate.
• SWP Calculator: Plan systematic withdrawals and estimate how long a corpus will last.
• FD Income Planner: Calculate fixed deposit maturity value and interest with compounding options.
• EMI Calculator: Calculate loan EMI and view a full amortization schedule.
• Real Estate Comparison: Compare buying a property vs. investing the same amount in SIP.
• Expense Tracker (coming soon): Log daily expenses and track spending patterns. Sign up required.

Use the currency selector (INR / USD / EUR and more) and the view toggle at the top of the Capital section to switch between Minimal and Detailed output modes.

The Voulf Digest covers focus, financial freedom, career growth, and building a life of momentum. Articles are written by the Voulf team. No account is needed to read.

Use the category chips on the Blog page to filter articles by topic — AI, productivity, wealth, and more.